Apply for financial aid! The FAFSA form is available online and in the school Counseling and Admissions office. Applications will be accepted after January 1st.
Remember, financial aid is first come first served! Also talk to your colleges about any forms that you have to fill out for financial aid as well as for their scholarships. YOU DO NOT HAVE TO HAVE YOUR TAXES; it is more important to get your information in as soon as possible.